Georgia merchant cash advance inquiries
Information for Georgia business owners considering a merchant cash advance, plus an inquiry form for this page. Ventr3 is a broker, not a lender; funding providers decide eligibility, offers, and terms. Your location does not establish eligibility.
Georgia commercial financing disclosure law
Georgia added commercial financing disclosure requirements to its Fair Business Practices Act (O.C.G.A. section 10-1-393.18) through SB 90. It applies to covered transactions of $500,000 or less consummated on or after January 1, 2024.
Covered providers must give a one-time disclosure before the transaction is consummated. Coverage includes accounts receivable purchase transactions, the structure many merchant cash advances use.
This is a plain-language summary, not legal advice. Coverage depends on the transaction and the provider; confirm details with the provider or a qualified advisor.
- Ask for the disclosure before you sign, not with the closing documents.
- Compare the disclosed total repayment with the contract’s payback figure.
Before you send an inquiry
- The exact amount you need and what it will pay for.
- Your three most recent complete monthly bank statements as PDFs.
- Any current advances or loans and their payment amounts.
- How a daily or weekly payment would fit around rent, payroll, and supplier dates.
Start your Georgia inquiry
Your business state is filled in as Georgia; you can change it in the optional business details. An inquiry is not an application approval or a funding offer.
Questions owners ask
Can a Georgia business get a merchant cash advance through Ventr3?
Ventr3 accepts MCA inquiries from Georgia businesses and may route them to third-party funding providers. Providers decide eligibility and terms, and some may not work with businesses in every state. An inquiry is not a promise of an offer.
Does Georgia cap merchant cash advance costs?
Ventr3 does not give legal advice. Read the cost figures in the provider’s written disclosure and contract, and speak with a qualified advisor if you have questions about the law that applies to your transaction.
Will my bank statements be shared with funding providers?
No. Only approved Ventr3 reviewers can access your statements, and they are deleted after 180 days. Sharing your inquiry form and contact details with a provider requires your separate, optional consent.