Texas merchant cash advance inquiries
Information for Texas business owners considering a merchant cash advance, plus an inquiry form for this page. Ventr3 is a broker, not a lender; funding providers decide eligibility, offers, and terms. Your location does not establish eligibility.
Texas sales-based financing law (HB 700)
Texas HB 700, effective September 2025, focuses on sales-based financing. Covered providers must give written disclosures of the amount financed, finance charge, total repayment, fees, and repayment terms.
Providers and brokers must register with the Texas Office of Consumer Credit Commissioner, with registration due by December 31, 2026.
This is a plain-language summary, not legal advice. Coverage depends on the transaction and the provider; confirm details with the provider or a qualified advisor.
- Ask for the written disclosure and check that its fees match the contract.
- Review the repayment terms, including how and when payments are collected.
Before you send an inquiry
- The exact amount you need and what it will pay for.
- Your three most recent complete monthly bank statements as PDFs.
- Any current advances or loans and their payment amounts.
- How a daily or weekly payment would fit around rent, payroll, and supplier dates.
Start your Texas inquiry
Your business state is filled in as Texas; you can change it in the optional business details. An inquiry is not an application approval or a funding offer.
Questions owners ask
Can a Texas business get a merchant cash advance through Ventr3?
Ventr3 accepts MCA inquiries from Texas businesses and may route them to third-party funding providers. Providers decide eligibility and terms, and some may not work with businesses in every state. An inquiry is not a promise of an offer.
Does Texas cap merchant cash advance costs?
Ventr3 does not give legal advice. Read the cost figures in the provider’s written disclosure and contract, and speak with a qualified advisor if you have questions about the law that applies to your transaction.
Will my bank statements be shared with funding providers?
No. Only approved Ventr3 reviewers can access your statements, and they are deleted after 180 days. Sharing your inquiry form and contact details with a provider requires your separate, optional consent.